Charles Stutley

Charles Stutley is an agricultural insurance and reinsurance specialist with more than 30 years of experience in the assessment of risk in agriculture and in the design and implementation of agricultural insurance and reinsurance solutions in a wide range of low-, middle-, and high-income countries.

He is a former Director of Agricultural Risk Management (ARM) Limited, a consultancy company providing global agricultural risk management and insurance services to the insurance and reinsurance industry, governments and development agencies.  Charles subsequently worked for Partner Reinsurance Company as a senior agricultural reinsurance underwriter based in Zurich. Since 2006, Charles has been providing agricultural risk management and insurance consultancy services, working mainly for international development agencies including the World Bank, the Food and Agriculture Organization (FAO), the Gesellschaft für Internationale Zusammenarbeit (GIZ), the Kreditanstalt für Wiederaufbau (KfW), and the World Food Program (WFP).  Charles has worked on the design and implementation of agricultural insurance programs in more than 50 countries located in Africa, Asia, and Latin America. Charles is the author of various publications and articles on agriculture risk management, including the book “Government Support to Agricultural Insurance”.

United Kingdom


We understand risk financing for agriculture. The CERES team has designed and worked on agricultural risk financing and insurance solutions across all agricultural sectors around the world.
We combine technical, reinsurance, and development expertise on agricultural risks. We bring together extensive experience from the respective sectors, including the reinsurance industry, international development institutions, and actuarial science.
We rely on cutting-edge analytics and technology. Where possible, CERES relies on advanced agricultural risk modelling, research and technology applications to enable state-of-the-art solutions to our clients' problems.


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